Dunami Loans Review



Operating from Stellenbosch, South Africa, Dunami Loan is an established online credit services provider. Since it launch in 2015, Dunami finance has continued to offer secure online loans to South Africans. Interestingly, clients can get Dunami cash loans ranging from R1,000 to R5,000.

Dunami loans provide clients with small and hassle-free loans without meetings, annoying paperwork, or calls; everything is processed online 24/7. Furthermore, the loan applicants have the loans sent straight to their accounts, and they are given up to a six-month repayment period. The Dunami application process is web and mobile-enabled, allowing clients to easily login and apply for loans at any time and from anywhere, provided that there is an internet connection.

Dunami is allegedly reputed for being one of the top online lenders in South Africa, curbing cash-flow difficulties by offering short-term loans to cover any of those unwanted emergencies that people often forget to save for. 

Dunami Features Overview


  • Low-interest rates from 12%
  • Easy and 24/7 online application access
  • Offers loans of up to R5000 same day
  • They send loans directly to your account
  • No meeting, no paperwork, no queue or collateral
  • Six months repayment period
  • Web and mobile versions


  • Offers only payday loans
  • Absence of long term loans

What Types of Loans Does Dunami Loan Offer?

Dunami Loan offers short-term loans ranging from R1000 to R5000 with a fixed six-month repayment term.

How Does Dunami Loan Work?

Dunami loan is an online loan platform that offers instant cash loans without paperwork and collateral. Their loans range from R1,000 to R5,000 and are payable within six months. Users can access the loan platform via the web and a mobile app that is compatible with smartphone mobile devices.

What Are Dunami Loan’s Terms, Fees, and Conditions?

Dunami Loan offers payday loans from R1,000 to R5,000, and the loan repayment terms are up to 6 months. Upon approval, Dunami disburses the loans to borrowers’ accounts instantly. All fees are VAT inclusive. The minimum annual repayment rate is 104%, while the maximum annual percentage rate is 212%. The loan interest rate is pegged at 12%.

How Can You Qualify?

Dunami Loans are only available to South Africans above 18 years old. In addition, you must possess the following documents to qualify for a Dunami loan:

  • A valid South Africa ID card for verification
  • A bank account
  • Payslip and statement of your bank account
  • Proof of your address
  • A good credit record.

How to Apply for a Dunami Loan Personal Loan

Applying for a personal loan typically involves prequalifying for a rate, submitting a formal application, and awaiting loan approval. Follow these steps to apply for a Dunami Loan personal loan:

First, log in to Dunami Loan’s website and start your online application. After filling out the account application form, your data will be stored, and you will be signed up as a member to enjoy Dunami’s loan services.

Second, the platform’s online wizard portal also gives you the option of downloading your credit score. Dunami will also require proof of your income. Then, you can proceed to upload the following essential documents: proof of income, three months bank statements, and more. After making the uploads successfully, you should submit your loan application and await approval of your loan.

Where Does Dunami Loan Operate?

Dunami Loan operates in South Africa, providing users citizens with easy and small payday loans.

Is Dunami Loan Reputable?

Yes, Dunami is a reputable loan services provider. Dunami is an NCR registered credit provider and has to follow strict guidelines as prescribed by the Regulator

How Is Dunami Loan’s Customer Service?

Dunami Loan offers a knowledgeable client support team that is polite and prompt in response. The support team can respond to all your inquiries; they can be contacted via telephone and email during working hours via telephone and email.

What Are Some of Dunami Loan’s Online Features?

The Dunami Loan personal loan process is entirely online. They offer short-term loans with a six repayment period. Dunami does not require paperwork or collateral. They offer payday loans that range from R1,000 to R5,000.

Dunami Loans Are Best for:

  • People who are fully employed
  • Applicants that are looking for a short term to cater to their needs until the next payday.
  • South African citizens of 18 years old and above