Finance27 Loans | Alternative Creditors in South Africa

Is Finance27 legit? Many South Africans in need of financial aid are asking themselves the same question. Finance27 ( has been diligently assisting customers with payday loans for a number of years. Taking out one of their loans is easy, and clients can apply any time of the day. Interested? Read on to learn more. 

Finance27 Loans | Overview

Finance27 is an online lending facility that offers flexible, instant payday loans in South Africa. The company has a strong background in the financial sector and can address your financial requirements while providing excellent customer service. Their simple, transparent online approach has helped them cultivate a strong reputation across the nation. 

From Cape Town to Kathu, the lender offers secure cash advances to help people achieve the financial freedom they need. New clients can borrow as little as R500 right up to R2500. The company charges an interest rate starting from 38%, and their repayment terms range from 61 to 65 days. 

If you are a returning client, simply access the Finance27 login portal. Previous customers are eligible for loans up to an amount of R4700. 

Applying for a Finance27 Loan

A Finance27 loan will help you manage your cash flow between pay days. All you need to do is to apply online. Just like Fasta Loans, Absa Loans, Atlas Finance, Lime Loans, Capfin Loan, etc., Finance27 can offer you an emergency short-term loan that will give you some well-deserved breathing space.
Finance27 is an online lending facility that offers flexible, instant payday loans in South Africa.

In order to take out one of their loans, you need to hold a South African ID and earn a regular salary. Bad credit, for example, does not automatically disqualify you, as they take many factors into consideration. If the system determines you will be able to pay your loan back, will consider your application. 

In order to take out a Finance27 loan, you need to follow three simple steps:

Step 1: Choose Your Loan

Move the sliders on the homepage and determine the loan amount and the repayment date. You will be able to see the total cost, including interest rate in real time. Applications can be submitted 24/7, and the funds are usually received the same day the loan has been approved. 

To find out if you are eligible for a Finance27 loan, simply enter your South African ID number, read and agree to their privacy policy, terms and conditions, and wait for an answer. 

Step 2: Submit Your Personal Details

If you do qualify for a Finance27 loan, simply complete their easy online application form. You will need to provide the lender with your contact information, physical address, and bank details, so they can transfer the funds to your bank account and load the debit order for your loan installments. 

Step 3: Receive Your Finance27 loan

The company will verify your income prior to approving a loan. Finance27 will conduct financial checks to make sure that all the details provided are accurate and correct. Once approved, you will receive your Finance27 loan in your bank account. 

Note that the lender will only transfer the funds to an account in your name. It is your responsibility to ensure that it is active. Those clients who want to receive the loan immediately need to pay a small fee of R57. Otherwise, the funds may take 24h to reflect. 

Non – Repayment

Failure to pay will incur a R50 service fee plus 5% interest charge every month. If you default on your payments for two months, your account will be transferred to an external debt collection company. This will spoil your credit score and will decrease your chances of qualifying for other loans in the future.

Is Finance27 Legit?

This lender is accredited with the National Credit Regulator. The company is fully compliant and active. Also, your personal information will be handled with care. This creditor won´t sell, trade or otherwise transfer your personal details to third-parties, so we dare say with total ease that Finance27 is 100% legit.

Finance27 | Contact

Should you have any queries on the Finance27 loans, give them a call on +27 12 941 1572. You can as well contact Finance27 via email (