Overview
Founded in 2011, GetBucks is an online financial services provider. They have allegedly assisted over 212,500 people with their short-term financial needs. They offer flexible loan packages, allowing you to choose the loan amount that suits you. In addition, GetBucks is available in 9 countries, including South Africa, Botswana, Spain, Poland, Kenya, Malawi, Zimbabwe, Swaziland, and Zambia. Many people across the globe trust Getbucks due to its presence in multiple countries.
As an online loan services provider, GetBucks is specialized in offering credit virtually through the internet. They operate in full compliance with the legislative credit requirements of South Africa and promote responsible lending. GetBucks also strives to provide superior administration and management of client accounts. They have a mobile app that is designed with speed and convenience in mind. The Getbucks mobile app allows users to easily login and have access to Getbucks loans within minutes. Furthermore, GetBucks also strives to provide superior administration and management of client accounts.
Pros
- Easy online application
- Flexible loans
- Responsive client support team
- Quick loan processing within minutes
Cons
- Does not long term loans
- Getbucks loans are not available in all states.
What Types of Loans Does Getbucks Offer?
Getbucks provides personal loans, SME loans, home loans, educational loans, and various banking services.
How Does Getbucks Work?
Loan applications at Getbucks do not come with ambiguous processes. As a result, new clients can simply create an account to start their loan applications. Existing customers can simply log in to their Getbucks account, and the dashboard will determine their available credit limit.
The settlement quotations for the loan is available on the Getbucks website. The loan settlement can be processed using EFT or by placing a settlement debit order. Interestingly, Getbucks helps you manage your credit profile and budget while offering personalized credit based on positive behavior. This helps to ensure the better repayment of loans.
What Are Getbucks’s Terms, Fees, and Conditions?
Getbucks offers various loans, including personal loans, SME loans, home loans, educational loans, and more. They offer flexible loans of up to R8,000. Additionally, the loan application process is seamless and can be completed within minutes.
How Can You Qualify?
To qualify for a Getbucks loan, you must pass the trust level test and also provide the following documents:
- Latest payslip
- Proof of employment
- One passport size photo
How to Apply for a Getbucks Personal Loan
Applying for a personal loan typically involves prequalifying for a rate. Also, applicants of the Getbucks loans should submit a formal application and await loan approval. Follow these steps to apply for a Getbucks personal loan:
- Sign up for a free on the Getbucks website and begin the loan application process
- Provide vital personal details about yourself
- The online loan services provider will verify your information to ensure everything is right
- Cash in your loan and select from multiple payout options
- Check your trust level
What is Getbucks’ trust level?
Getbucks is built on the core values of trust and transparency, and as such, they use trust level to determine the amount and term you qualify for. Over time you will qualify for more bucks and over a longer term, but the available trust levels at Getbucks include:
Level 1 – R4,000 Max Amount over a 1 Month Max Loan Term
Level 2 – R5,000 Max Amount over a 2 Month Max Loan Term
Level 3 – R6,000 Max Amount over a 3 Month Max Loan Term
Level 4 – R8,000 Max Amount over a 6 Month Max Loan Term
Level 5 – R10,000 Max Amount over a 6 Month Max Loan Term
Level 6 – R16,000 Max Amount over a 6 Month Max Loan Term
Level 7 – R24,000 Max Amount over a 6 Month Max Loan Term
Where Does Getbucks Operate?
The services provided by Getbucks are available in about nine countries, including South Africa, Botswana, Spain, Poland, Kenya, Malawi, Zimbabwe, Swaziland, and Zambia
Getbucks contact details
Interestingly, GetBucks has a dedicated customer support system that is available on weekdays and Saturdays. So, the customer service team is available to respond to all clients’ inquiries. Hence, clients can reach the support team can be reached via telephone, email, and live chat. In addition, there is also an FAQ section that answers some of the clients’ most common questions.